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A private bayfront retreat designed for boating, sunsets, and elevated coastal living. Located in Watkins Cove on St. George Island, this gulf coast home offers 3 bedrooms, 2.5 baths, and 2,512 sq ft of heated and cooled space on a 0.67 acre homesite. Built in 2001 on concrete pilings, the property combines structural durability with refined waterfront design. Plenty of parking! The private dock is built for full-day water use, featuring a boat lift, water, electric, fish cleaning station, sandy beach entry, and space to accommodate jet skis and additional watercraft. Southwestern exposure delivers uninterrupted sunset views across the bay. Inside, the main living space is defined by 12 ft ceilings, real oak hardwood floors, and wide bay-facing sightlines. The kitchen is equipped with upgraded stainless appliances and bar seating for six, flowing into a living area with gas fireplace and direct access to a full-width screened porch. A cargo and passenger elevator connects all levels. The primary suite is positioned for privacy and views, with a full bay-facing picture window, walk-in closet, and bath with double vanity, garden tub, and separate shower. Two additional upstairs bedrooms include walk-in closets, with one offering a private balcony overlooking the water. The ground level includes a full concrete slab, workshop, and storage area, outdoor shower stall. A 20x40 pole barn with RV hookup supports boat and recreational storage. Covered parking, gated entry, aluminum coastal fencing, and an expansive gravel drive allow for multiple vehicles and equipment. Whole-house generator also on site. Located minutes from the center of St. George Island and a short drive to Apalachicola and Eastpoint. Private, functional, and built for waterfront living.
| DAYS ON MARKET | 12 | LAST UPDATED | 4/1/2026 |
|---|---|---|---|
| TRACT | Watkins Cove Unrec | YEAR BUILT | 2001 |
| COMMUNITY | Franklin | COUNTY | Franklin |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| Elementary School | OTHER COUNTY |
|---|---|
| Jr. High School | Franklin County Middle School |
| High School | Franklin County High School |
| ADDITIONAL DETAILS | |
| AIR | Ceiling Fan(s), Central Air, Electric, Heat Pump |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Oven, Range, Refrigerator, Washer |
| AREA | Franklin |
| CONSTRUCTION | Fiber Cement |
| FIREPLACE | Yes |
| HEAT | Central, Electric, Fireplace(s), Heat Pump |
| INTERIOR | High Ceilings, Master Downstairs, Walk-In Closet(s) |
| LOT | 0.67 acre(s) |
| LOT DESCRIPTION | Waterfront |
| LOT DIMENSIONS | 110x487x110x487 |
| SEWER | Septic Tank |
| STYLE | Cottage, TwoStory |
| SUBDIVISION | Watkins Cove Unrec |
| TAXES | 5436 |
| VIEW | Yes |
| VIEW DESCRIPTION | Bay |
| WATERFRONT | Yes |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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*Estimate only
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Listing provided by Debbie L Kirkland, Century 21 First Story
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